Terms of Service

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Last updated: January 1, 2025

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Introduction

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Welcome to Findex.se ("we," "our," or "us"). Findex.se is a digital asset management platform operated by Findexer Technologies AB, a company based in Gothenburg, Sweden, within the European Union (EU). Our platform is designed to assist users in tracking, optimizing, and growing their net worth by consolidating all their assets in one place. By accessing or using our services ("Services"), you ("User" or "you") agree to comply with and be bound by these Terms of Service ("Terms"). Please read them carefully.

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1. Acceptance of Terms

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The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

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2. Eligibility

You must be at least 18 years old to use our Services. By using Findex.se, you represent and warrant that you meet this age requirement.

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3. User Responsibilities

Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Accurate Information: You agree to provide accurate and up-to-date information when using our Services.
Compliance: You agree to use our Services in compliance with all applicable laws and regulations, including those pertaining to data protection and financial transactions.

4. Services Provided

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Findex.se offers the following Services:

Asset Tracking: Add and monitor various asset types, either manually or through integrations with supported financial institutions.
Portfolio Insights: Access analyses and insights based on your consolidated asset information.
Document Management: Securely upload and manage documents related to your assets.

5. Integrations with Third-Party Services

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Our Services may integrate with third-party financial institutions. By connecting your accounts, you authorize us to access and retrieve information from these third parties on your behalf. We are not responsible for the accuracy of data obtained from third-party services.

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6. Privacy and Data Protection

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As a company based in Sweden and operating within the EU, Findexer Technologies AB complies with the General Data Protection Regulation (GDPR) and the Swedish Data Protection Act (2018:218). We prioritize your privacy and data security. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.

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7. User Conduct

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You agree not to:

Use our Services for any unlawful purposes.
Attempt to gain unauthorized access to our systems or networks.
Transmit any malicious code or harmful content.

8. Termination

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We reserve the right to suspend or terminate your access to our Services at our discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users.

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9. Limitations if Liability

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Our Services are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Findexer Technologies AB shall not be liable for any indirect, incidental, or consequential damages arising from your use of our Services.

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10. Changes to Terms

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We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on our website. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

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11. Governing Law

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These Terms are governed by and construed in accordance with the laws of Sweden and the EU, without regard to their conflict of law principles.

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Contact Us

If you have any questions or concerns about these Terms, please contact us at team@findex.se.

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By using Findex.se, you acknowledge that you have read, understood, and agree to these Terms of Service.

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